Description

• In today’s fast-changing tax environment, middle-income households face new layers of complexity and opportunity. From the lingering effects of the post-TCJA landscape to the sweeping provisions of One Big Beautiful Bill Act (OBBB), tax planning in 2025 demands more than just filing a return — it requires strategy. Enhanced energy efficiency credits, expanded 529 plan flexibility, above-the-line deduction planning, and updated withholding rules all play a role in determining how much taxpayers save. This essential CE course, led by renowned tax expert Jason Dinesen, EA, turns real-world tax challenges into practical, money-saving strategies for everyday taxpayers.

Key Takeaways – What You’ll Learn

• Strategic income planning and AGI threshold management under post-OBBB provisions
• Maximizing above-the-line deductions and tax-preferred savings tools (HSAs, IRAs, 529s)
• Capital loss harvesting and crypto transaction strategies under updated 2025 rules
• Leveraging expanded OBBB tax credits for energy efficiency, dependent care, and education
• Understanding W-4 adjustments, constructive receipt pitfalls, and year-end timing tactics
• Key 2025 Updates You’ll LearnOBBB-Enhanced Energy Credits: Higher annual caps and expanded eligible property

529 Plan Expansion: More flexible withdrawals, including vocational and short-term programs

Withholding Rule Changes: New W-4 elements impacting take-home pay and estimated tax calculations

Sunsetting Provisions: 2025 expiration dates affecting credit phaseouts and deduction limits

Crypto and Capital Gains: IRS guidance updates on wash sales, reporting, and timing

Why You Should Attend

Participants will be able to:

• Explain the impact of AGI thresholds and OBBB provisions on tax credits
• Identify HSA, IRA, and dependent care strategies to lower tax liability
• Distinguish between above-the-line vs. itemized deductions post-OBBB
• Manage capital gains and losses under updated IRS rules
• Assess the effect of W-4 changes on cash flow and withholding accuracy

Who Should Attend

• CPAs, EAs, and Tax Preparers
• Bookkeepers and Payroll Professionals
• Finance and Compliance Officers
• Payroll and HR Professionals navigating W-4 and withholding changes
• Middle-income earners and families looking to take advantage of 2025 credits and incentives
• Crypto investors and gig workers seeking practical tax planning tips